Our Solution for Critical Illness Insurance
Designed with your recovery in mind
Critical Illness insurance pays a lump-sum benefit upon diagnosis of a covered condition. A check is sent to you, not the health care provider. Simple as that.
Product Details
You receive a lump-sum payment to use any way you choose
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Replace lost income
If treatment means time off work — for you or your spouse — use the funds to help cover the gap.
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Keep up with household bills
When lost income and medical bills add up, your benefits can help cover everyday living costs.
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Cover deductibles and copays
Offset the out-of-pocket costs your health plan doesn't cover.
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Travel for treatment
When the best care is out of town, use the funds to help you get there.
Covered Conditions
25% Coverage
Coronary Artery Bypass Surgery
Coronary Angioplasty Surgery
100% Coverage
Internal Cancer or Malignant Melanoma
Heart Attack
Stroke
Alzheimer’s Disease
Major Organ Transplant
Blindness
Paralysis
Deafness
Kidney Failure
Flexible policy benefits
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No surprises, you know the benefit amount when you make a claim
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Your policy is guaranteed renewable for the life of the policy
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Limited underwriting
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If family members are covered, you pay the same regardless of the number of children
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Return of Premium (ROP) benefit upon death
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Optional Riders available, at an additional cost, to enhance your coverage
Critical Illness Insurance
Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
Coverage Type: Individual, Single or Family
Policy Issue Ages: 18-64