Your Ideal Retirement

08.05.2026

What's your vision of an ideal retirement?

What's your vision of an ideal retirement? What's your vision of an ideal retirement? These four financial questions are a critical first step in planning.

Question one: What do I want my retirement to look like? What do I want my retirement to look like? Think about what you want to do in retirement. You need to know where you’re going before you can create a financial plan to get there.

Question two: How much do I need to retire? How much do I need to retire? The amount you need depends on your situation and what your vision for retirement looks like.

Your financial advisor can help you determine what you’ll need, and how to get there.

Question three: How will I pay for health care? How will I pay for health care? A man retiring today at age 65 with a typical lifespan will need almost $190,000 to pay health care costs not covered by insurance.

A woman will need more than $214,000.

This doesn’t include money to cover long-term care, which more than half the people aged 65 or older today may require. So you may want to consider long-term care insurance.

Question four: How much will I pay in taxes in retirement? How much will I pay in taxes in retirement? A financial advisor can help create a tax strategy that includes tax-deferred retirement accounts, such as individual retirement accounts, your 401(k), or similar workplace plans and tax advantage accounts like Roth IRAs.

Start planning now. Start planning now. The sooner you start, the better the chance is you’ll be confident in your plan to live the retirement you want.

Disclosure: Registered representatives offer securities through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. Investment advisor representatives offer advisory services through Mutual of Omaha Investor Services, Inc., Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company, a stock insurer*. 463181.

*Mutual of Omaha Insurance Company (the Company) is a stock insurer. Policyholders of the Company are members of Mutual of Omaha Holding Company (MOHC) of Omaha, Nebraska. The Company is an indirect, wholly‑owned subsidiary of MOHC.

What's your vision of an ideal retirement? These four financial questions are a critical first step in planning. Learn how much you'll need to retire, and how to cover the costs of healthcare, long-term care and taxes. Start planning now. The sooner you start, the better your chances of living the retirement you want.